Financial Aid

Financial aid is a general term used to define the ways in which students may cover the costs of their education following high school. Aid can come from the federal government, state agencies, colleges and nonprofit or private organizations. It includes:
  • Grants—financial aid based on income that does not have to be repaid
  • Scholarships—financial aid that does not have be repaid and is usually contingent on academic performance
  • Loans—borrowed money that must be repaid with interest
  • Work study—money earned through a work program

Federal programs are managed by the U.S. Department of Education, and state programs are managed by the Pennsylvania Higher Education Assistance Agency. To be considered for federal and state funds, students must submit the Free Application for Federal Student Aid that determines a student’s eligibility to receive aid.

Financial Aid Night

An event for parents and students to learn about all of the ways to get money and plan for college. View the Powerpoint presentation from this year’s event: 2018-19 Financial Aid Presentation (PDF)

Department of Education | 1-800-4FED-AID

The U.S. Department of Education awards about $150 billion a year in grants, work-study funds, and low-interest loans to more than 15 million students. Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also helps pay for other related expenses, such as a computer and dependent care.

Pennsylvania Higher Education Assistance Agency (PHEAA) | 1-800-692-7392

PHEAA supplements federal funds and manages financial aid programs specifically for Pennsylvania residents. Its website is a helpful resource for understanding the steps to applying for aid, and offers information on the average cost of attendance for college in Pennsylvania.

View this year’s PHEAA Student Aid Guide.

Free Application for Federal Student Aid (FAFSA) | 1-800-4FED-AID

Both federal and state agencies use the FAFSA to determine a student’s eligibility for financial aid.  Students planning to pursue education beyond high school should submit a FAFSA in their last year of high school using the earliest financial aid deadline imposed by their potential college choices. For example, a student graduating in 2019 and planning to start college in the fall, fills out the 2018-2019 FAFSA using 2017 federal tax information. Filling out the FAFSA form online will generate the fastest results on your financial aid status. If you prefer paper, you must call to request one.

To fill out the FAFSA, go to

To expedite the process:

  • Download and use the FAFSA Worksheet (PDF) beforehand to collect the required information.
  • Obtain a Financial Student Aid (FSA) ID. If you have a current PIN number, you will need to replace it with a FSA ID.
  • Use the IRS data retrieval tool when completing the FAFSA form online to automatically input the required financial information.


Award NameSponsorAmountRequirementsLink/ApplicationDeadline
Elmira Key AwardElmira College Alumni Association$80,000 over 4 yearsLearn more at
Pointe Pest Control ROFL ScholarshipPointe Pest Control$1,000Make us laugh! Submit your original joke, story or quick video. Learn more at
Greater Valley Emergency Service Junior EMS Scholarship Must be 16 years old by 6/30/19; GPA of 3.0+; willing to volunteer 1 year of service to Jr. Member Program at Greater Valley EMS; willing to successfully fulfill requirements of EMT program
Applications are available in Guidance Office
William F. Matson ScholarshipPennsylvania Rural Electric Association$1,000High school seniors; children of electric cooperative members or employeesApply online at
Jody Loudenslager Memorial ScholarshipPennsylvania Rural Electric Association$1,000College-bound student who participated in the PREA Youth TourApply online at
AADE ScholarshipAmerican Assn of Drilling Engineers$1,000High school seniors in tri-state area who demonstrate academic excellence, financial need and other extenuating circumstancesDownload application at
Garden Club of Towanda ScholarshipGarden Club of Towanda $500Bradford or Sullivan County resident, majoring in botany, horticulture, forestry, landscape design or architecture, environmental studies.Visit Guidance Office for application details5/6/19
Bradford County Dairy Promotion ScholarshipBradford County Dairy Promotion Scholarship and Continued Education Program$500Must live and/or work on an active dairy farm; 300 (or less) essay. See flyer in cafeteria for details.Email or mail to Citizens & Northern Bank, ATTN Trust Dept./ Bradford Co. Dairy Scholarship, 428 Main St., Towanda, PA 188484/25/19
UEW Healthcare EEOICPA Scholarship United Energy Workers$1,000Students pursuing degree in healthcare demonstrating merit and needLearn more, apply at https://www.uewhealth.com7/31/19
Horatio Alger Career & Technical ScholarshipHoratio Alger AssociationUp to $2,500Pursuing and complete a career or technical program at an accredited non-profit secondary school
-Demonstrate critical financial need (SAR report must be filed with application)
-Demonstrated perseverance in overcoming adversity
-Enrolled in eligible program by the Fall of 2019
Apply at application.horatioalger.org6/15/19
Winding River Players Award for Meritorious Participation in Theatre ArtsWinding River Players$1,000For students interested in performing arts. See application for requirements, including audition requirements.Download application Winding River Players Scholarship (PDF)5/15/19

For more information about the scholarships listed above, visit the website listed or go to the high school guidance office.

To learn about many other scholarship opportunities, visit or check out the Guidance Sites webpage. View or download 15 Scholarship Opportunities for PA Students (PDF).

Students who take the SAT and PSAT can opt into Student Search Service to make their names and information available to scholarship programs as well as colleges. For more information, visit

NEB Student Loan Fund

Graduates of Northeast Bradford High School who are attending college or trade school are eligible to apply to receive a student loan to help with educational costs through the NEB Student Loan Fund.